This specific coverage provides protection for a set amount of time, or “term”
If you die during the term, the death benefit will be paid to your beneficiaries. However, If you survive the term, the coverage will expire with no value.
You need Term Insurance if...
Have Dependents
Or other who realy on their income, such a spouse or children
Have Significant Debt
Such as a mortgage, that would be difficult for their loved ones to pay off in the event of their death
Have Short-Term Goals
Such as saving for their children's education or paying off their own students loans, may also benefit from term insurance
Financial Protection
For their loved ones in case of their unexpected death can benefit from term insurance
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